diff --git a/Cargo.toml b/Cargo.toml
index 5ec6a17..d7dd7ad 100644
--- a/Cargo.toml
+++ b/Cargo.toml
@@ -8,8 +8,8 @@ axum = "0.8"
 tokio = { version = "1.48", features = ["full"] }
 reqwest = { version = "0.12", features = ["json"] }
 url = "2.5"
-argon2 = "0.5"      # Password hashing
-axum-extra = { version = "0.12", features = ["typed-header"] }  # For Authorization
+argon2 = "0.5"
+axum-extra = { version = "0.12", features = ["typed-header"] }
 
 sqlx = { version = "0.8", features = ["runtime-tokio-rustls", "postgres", "macros", "chrono"] }
 dotenvy = "0.15"
@@ -34,4 +34,4 @@ anyhow = "1.0"
 once_cell = "1.21"
 
 [dev-dependencies]
-mockito = "1.0"     # Мокирование HTTP запросов
+mockito = "1.0"
diff --git a/secrets.yaml b/secrets.yaml
index 0ff44fe..35ab5bc 100644
--- a/secrets.yaml
+++ b/secrets.yaml
@@ -11,6 +11,7 @@ ABANK_CLIENT_SECRET: ENC[AES256_GCM,data:qxoM8nvsmgAUKwWvOXWzwx2AhXWxj/1G1ZGwmRs
 SBANK_API_URL: ENC[AES256_GCM,data:1O0G8rVSqYtqfgojWgNiQsrFPln8pwcPrt87cY8YIcs=,iv:moFMGpfDbkR+W+E/iAewYlTpnUr0O/Kjoku+xeic6VI=,tag:xLHzPi7RDuOEgnglGNEBFA==,type:str]
 SBANK_CLIENT_ID: ENC[AES256_GCM,data:XnwwKLKUDw==,iv:Ulr1B9W9soLA78AJc1ac8bCWUSocJqjcIx5TZFm0tXQ=,tag:932t+EF78thw5hWYWJF/7w==,type:str]
 SBANK_CLIENT_SECRET: ENC[AES256_GCM,data:wUVzs3080UbLUAQY3jkO3O2XHeGWbeN/K8x925Rqmj4=,iv:Q6kT5qtmxY0j1a+fHn4hNvMw0m7eUEJg0Rfk8JLdVts=,tag:Yx2kfHyA3d9iheS9pe+s6g==,type:str]
+JWT_SECRET: ENC[AES256_GCM,data:9kt3PFNonazjrODAV3P7YCf1USGdqG/G,iv:Z5R+mZuVXm01CTvNKOEyO1zsalQOv2YjClMYOcNt8Ic=,tag:PgWbVVA/FLN+2FPR0btwEg==,type:str]
 sops:
     age:
         - recipient: age1hg8s2z00r8d76qfgea8cde3dakz2eguvtmlzavl8nwmh8ueany0suvdej4
@@ -40,7 +41,7 @@ sops:
             Vm5FSnlGYXFGT1g3WUh3UWZDcGtNZEkKMSndRqxLO7/d5GI3oOGi65J5gkMOlIOf
             dSqB2eoVvr0b8bUMEBuW4JAET9xAG64VR9QNt4QlSeebWLjJ/XAenw==
             -----END AGE ENCRYPTED FILE-----
-    lastmodified: "2025-11-05T14:40:11Z"
-    mac: ENC[AES256_GCM,data:ZZqvGGdWJMarG0vG2nEneb2klGF9+qBg22/Anp83md0dZBWHDxfMDh4SLNdNCUSnBWFXBMuDcDWJVfT3QhMS1pmk64iSiF1y9TrZWCrkX2BqJGU7Xp4xuACa/s5JT3w6o1hmhShtp463Jxu9PMkHt5rG9yc4uakOObzaJEYAM0g=,iv:0Fy6fHjLrLK9ATImv7m734JVL1gLnhFVL4nrLNzadd0=,tag:fWovzNSGt3ujOjmwYYHBKQ==,type:str]
+    lastmodified: "2025-11-09T12:53:08Z"
+    mac: ENC[AES256_GCM,data:H9mglULcgwRvUXpJKbLRAf4wx3/n/8Yf/AtcN7DHajd16Poh7W8nzsDpwRmyItrcnDrZSUZo35HsbLCGOmQHMAS3X4BfD/c0Nd+cWsHvcZjCSuTbFo5+B8BtKvDN8TW+y3GA+ly5hnsNJKI6q1v1JJHgOIOUxWUTAUb6LjqH7mo=,iv:3HlRtBEB6RF+an1hiaDND182uu1HtL1T803gdseSVGg=,tag:46soOX4gQTIH6efH3xKCzg==,type:str]
     unencrypted_suffix: _unencrypted
     version: 3.11.0
diff --git a/src/api.rs b/src/api.rs
index 959de36..59068d9 100644
--- a/src/api.rs
+++ b/src/api.rs
@@ -7,4 +7,3 @@ pub mod accounts;
 pub mod transactions;
 
 pub use client::{BankingError, BankingClients};
-// pub use models::{ApiResponse, AccountData, TransactionData, ConsentResponse};
diff --git a/src/api/accounts.rs b/src/api/accounts.rs
index dbedf0a..f545cd8 100644
--- a/src/api/accounts.rs
+++ b/src/api/accounts.rs
@@ -1,5 +1,4 @@
 // src/api/accounts.rs
-// Account data retrieval
 
 use super::{client::{BankClient, BankingError}, models::{ApiResponse, AccountData, BalanceResponse}};
 use tracing::{info, error, debug};
@@ -58,7 +57,7 @@ impl BankClient {
         &self,
         account_id: &str,
         consent_id: &str,
-    ) -> Result<BalanceResponse, BankingError> {  // ← Changed return type!
+    ) -> Result<BalanceResponse, BankingError> {
         info!("📊 Fetching balances for account: {}", account_id);
         
         let token = self.get_token().await?;
@@ -83,7 +82,7 @@ impl BankClient {
                 let text = response.text().await?;
                 info!("✅ Balance response received");
                 
-                serde_json::from_str::<BalanceResponse>(&text)  // ← Parse as BalanceResponse
+                serde_json::from_str::<BalanceResponse>(&text)
                     .map_err(|e| {
                         error!("❌ Failed to deserialize BalanceResponse: {}", e);
                         error!("Raw: {}", text);
diff --git a/src/api/client.rs b/src/api/client.rs
index 9c1f62a..be4ec52 100644
--- a/src/api/client.rs
+++ b/src/api/client.rs
@@ -1,5 +1,4 @@
 // src/api/client.rs
-// Core banking API client implementation
 
 use reqwest::Client as HttpClient;
 use std::{env, str::FromStr, sync::Arc};
@@ -128,7 +127,6 @@ impl BankClient {
 
 
     pub async fn get_token(&self) -> Result<String, BankingError> {
-        // Check if we have a valid token with a read lock
         {
             let read_guard = self.token.read().await;
             if let Some(token) = read_guard.as_ref().filter(|t| t.is_valid()) {
@@ -136,10 +134,8 @@ impl BankClient {
             }
         }
 
-        // Acquire write lock and refresh if needed
         let mut write_guard = self.token.write().await;
-        
-        // Double-check in case another task refreshed while we waited
+
         match write_guard.as_ref() {
             Some(token) if token.is_valid() => Ok(token.access_token.clone()),
             _ => {
diff --git a/src/api/consents.rs b/src/api/consents.rs
index 37ec845..d3e458b 100644
--- a/src/api/consents.rs
+++ b/src/api/consents.rs
@@ -1,5 +1,4 @@
 // src/api/consents.rs
-// Consent request and retrieval logic - Functional style
 
 use super::{client::{BankClient, BankingError}, models::{ConsentRequestBody, ConsentResponse}};
 use tracing::{info, debug, error};
diff --git a/src/api/models.rs b/src/api/models.rs
index e928374..8507a7c 100644
--- a/src/api/models.rs
+++ b/src/api/models.rs
@@ -1,19 +1,17 @@
 // src/api/models.rs
-// This file contains all the data structures for the banking API.
-// These are the "nouns" of our API interaction.
 
 use serde::{Deserialize, Serialize};
 use chrono::{DateTime, Utc, NaiveDate};
 
 // --- Generic API Wrappers ---
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 pub struct ApiResponse<T> {
     pub data: T,
     pub links: Links,
     pub meta: Meta,
 }
 
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 #[serde(rename_all = "camelCase")]
 pub struct Links {
     #[serde(rename = "self")]
@@ -22,7 +20,7 @@ pub struct Links {
     pub prev: Option<String>,
 }
 
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 #[serde(rename_all = "camelCase")]
 pub struct Meta {
     pub total_pages: Option<i32>,
@@ -42,7 +40,7 @@ pub struct ConsentRequestBody {
     pub requesting_bank_name: String,
 }
 
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 #[serde(rename_all = "snake_case")]
 pub struct ConsentResponse {
     pub request_id: String,
@@ -54,12 +52,12 @@ pub struct ConsentResponse {
 }
 
 // --- Account & Transaction Models ---
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 pub struct AccountData {
     pub account: Vec<Account>,
 }
 
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 #[serde(rename_all = "camelCase")]
 pub struct Account {
     pub account_id: String,
@@ -73,7 +71,7 @@ pub struct Account {
     pub account: Option<Vec<AccountIdentification>>,
 }
 
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 #[serde(rename_all = "camelCase")]
 pub struct AccountIdentification {
     pub scheme_name: String,
@@ -86,12 +84,12 @@ pub struct BalanceResponse {
     pub data: BalanceData,
 }
 
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 pub struct BalanceData {
     pub balance: Vec<Balance>,
 }
 
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 #[serde(rename_all = "camelCase")]
 pub struct Balance {
     pub account_id: String,
@@ -102,13 +100,13 @@ pub struct Balance {
     pub credit_debit_indicator: String,
 }
 
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 #[serde(rename_all = "camelCase")]
 pub struct TransactionData {
     pub transaction: Vec<Transaction>,
 }
 
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 #[serde(rename_all = "camelCase")]
 pub struct Transaction {
     pub account_id: String,
@@ -122,13 +120,13 @@ pub struct Transaction {
     pub bank_transaction_code: Option<BankTransactionCode>,
 }
 
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 pub struct Amount {
     pub amount: String,
     pub currency: String,
 }
 
-#[derive(Debug, Deserialize, Serialize, Clone)]  // Added Serialize here
+#[derive(Debug, Deserialize, Serialize, Clone)]
 pub struct BankTransactionCode {
     pub code: String,
 }
diff --git a/src/api/transactions.rs b/src/api/transactions.rs
index ebc5e12..35df4bd 100644
--- a/src/api/transactions.rs
+++ b/src/api/transactions.rs
@@ -1,5 +1,4 @@
 // src/api/transactions.rs
-// Transaction data retrieval with pagination support
 
 use super::{client::{BankClient, BankingError}, models::{ApiResponse, TransactionData}};
 
diff --git a/src/auth/handlers.rs b/src/auth/handlers.rs
index 947a754..1a0635f 100644
--- a/src/auth/handlers.rs
+++ b/src/auth/handlers.rs
@@ -19,13 +19,13 @@ use super::{jwt::generate_token, password::{hash_password, verify_password}};
 
 #[derive(Debug, Deserialize)]
 pub struct RegisterRequest {
-    pub bank_user_number: u8,  // 1-10: User picks their slot (e.g., 6 → team275-6)
-    pub password: String,       // User-created password
+    pub bank_user_number: u8,
+    pub password: String,
 }
 
 #[derive(Debug, Deserialize)]
 pub struct LoginRequest {
-    pub bank_user_id: String,   // e.g., "team275-6"
+    pub bank_user_id: String,
     pub password: String,
 }
 
@@ -39,13 +39,13 @@ pub async fn register_handler(
     State(state): State<AppState>,
     Json(payload): Json<RegisterRequest>,
 ) -> impl IntoResponse {
-    info!("🔐 REGISTER REQUEST");  // ← ADD
-    debug!("  bank_user_number: {}", payload.bank_user_number);  // ← ADD
-    debug!("  password length: {} chars", payload.password.len());  // ← ADD
+    info!("🔐 REGISTER REQUEST");
+    debug!("  bank_user_number: {}", payload.bank_user_number);
+    debug!("  password length: {} chars", payload.password.len());
     
     // Validate password length
     if payload.password.len() < 3 {
-        error!("❌ Password too short");  // ← ADD
+        error!("❌ Password too short");
         return Err((
             StatusCode::BAD_REQUEST,
             Json(json!({ "error": "Password must be at least 3 characters" }))
@@ -54,7 +54,7 @@ pub async fn register_handler(
 
     // Validate bank_user_number (1-10)
     if payload.bank_user_number < 1 || payload.bank_user_number > 10 {
-        error!("❌ Invalid bank_user_number: {}", payload.bank_user_number);  // ← ADD
+        error!("❌ Invalid bank_user_number: {}", payload.bank_user_number);
         return Err((
             StatusCode::BAD_REQUEST,
             Json(json!({ "error": "bank_user_number must be between 1 and 10" }))
@@ -64,44 +64,44 @@ pub async fn register_handler(
     // Hash password
     let password_hash = hash_password(&payload.password)
         .map_err(|e| {
-            error!("❌ Password hashing failed: {}", e);  // ← ADD
+            error!("❌ Password hashing failed: {}", e);
             (
                 StatusCode::INTERNAL_SERVER_ERROR,
                 Json(json!({ "error": "Failed to hash password" }))
             )
         })?;
 
-    debug!("✅ Password hashed successfully");  // ← ADD
+    debug!("✅ Password hashed successfully");
 
     // Build bank_user_id from environment + number
     let bank_user_id = format!("{}-{}", state.bank_team_id, payload.bank_user_number);
-    info!("  Generated bank_user_id: {}", bank_user_id);  // ← ADD
+    info!("  Generated bank_user_id: {}", bank_user_id);
 
     // Create user in database
     let user = db::users::create_user(&state.db_pool, &bank_user_id, &password_hash)
         .await
         .map_err(|e| {
-            error!("❌ Database error during user creation: {}", e);  // ← ADD
+            error!("❌ Database error during user creation: {}", e);
             (
                 StatusCode::CONFLICT,
                 Json(json!({ "error": format!("User already exists or database error: {}", e) }))
             )
         })?;
 
-    info!("✅ User created in database (ID: {})", user.id);  // ← ADD
+    info!("✅ User created in database (ID: {})", user.id);
 
     // Generate JWT token
     let token = generate_token(user.id, &user.bank_user_id)
         .map_err(|e| {
-            error!("❌ JWT generation failed: {}", e);  // ← ADD
+            error!("❌ JWT generation failed: {}", e);
             (
                 StatusCode::INTERNAL_SERVER_ERROR,
                 Json(json!({ "error": "Failed to generate token" }))
             )
         })?;
 
-    info!("✅ JWT token generated");  // ← ADD
-    info!("🎉 REGISTER SUCCESSFUL for user: {}", bank_user_id);  // ← ADD
+    info!("✅ JWT token generated");
+    info!("🎉 REGISTER SUCCESSFUL for user: {}", bank_user_id);
 
     Ok::<_, (StatusCode, Json<serde_json::Value>)>((
         StatusCode::CREATED,
@@ -116,22 +116,22 @@ pub async fn login_handler(
     State(state): State<AppState>,
     Json(payload): Json<LoginRequest>,
 ) -> impl IntoResponse {
-    info!("🔑 LOGIN REQUEST");  // ← ADD
-    debug!("  bank_user_id: {}", payload.bank_user_id);  // ← ADD
-    debug!("  password length: {} chars", payload.password.len());  // ← ADD
+    info!("🔑 LOGIN REQUEST");
+    debug!("  bank_user_id: {}", payload.bank_user_id);
+    debug!("  password length: {} chars", payload.password.len());
     
     // Look up user by bank_user_id
     let user_data = db::users::get_user_by_bank_user_id(&state.db_pool, &payload.bank_user_id)
         .await
         .map_err(|e| {
-            error!("❌ Database error: {}", e);  // ← ADD
+            error!("❌ Database error: {}", e);
             (
                 StatusCode::INTERNAL_SERVER_ERROR,
                 Json(json!({ "error": "Database error" }))
             )
         })?
         .ok_or_else(|| {
-            warn!("⚠️  User not found: {}", payload.bank_user_id);  // ← ADD
+            warn!("⚠️  User not found: {}", payload.bank_user_id);
             (
                 StatusCode::UNAUTHORIZED,
                 Json(json!({ "error": "Invalid bank_user_id or password" }))
@@ -139,12 +139,12 @@ pub async fn login_handler(
         })?;
 
     let (user_id, password_hash) = user_data;
-    info!("✅ User found in database (ID: {})", user_id);  // ← ADD
+    info!("✅ User found in database (ID: {})", user_id);
 
     // Verify password
     let is_valid = verify_password(&payload.password, &password_hash)
         .map_err(|e| {
-            error!("❌ Password verification error: {}", e);  // ← ADD
+            error!("❌ Password verification error: {}", e);
             (
                 StatusCode::INTERNAL_SERVER_ERROR,
                 Json(json!({ "error": "Password verification failed" }))
@@ -152,27 +152,27 @@ pub async fn login_handler(
         })?;
 
     if !is_valid {
-        warn!("⚠️  Invalid password for user: {}", payload.bank_user_id);  // ← ADD
+        warn!("⚠️  Invalid password for user: {}", payload.bank_user_id);
         return Err((
             StatusCode::UNAUTHORIZED,
             Json(json!({ "error": "Invalid bank_user_id or password" }))
         ));
     }
 
-    info!("✅ Password verified");  // ← ADD
+    info!("✅ Password verified");
 
     // Generate JWT token
     let token = generate_token(user_id, &payload.bank_user_id)
         .map_err(|e| {
-            error!("❌ JWT generation failed: {}", e);  // ← ADD
+            error!("❌ JWT generation failed: {}", e);
             (
                 StatusCode::INTERNAL_SERVER_ERROR,
                 Json(json!({ "error": "Failed to generate token" }))
             )
         })?;
 
-    info!("✅ JWT token generated");  // ← ADD
-    info!("🎉 LOGIN SUCCESSFUL for user: {}", payload.bank_user_id);  // ← ADD
+    info!("✅ JWT token generated");
+    info!("🎉 LOGIN SUCCESSFUL for user: {}", payload.bank_user_id);
 
     Ok::<_, (StatusCode, Json<serde_json::Value>)>((
         StatusCode::OK,
@@ -186,7 +186,7 @@ pub async fn login_handler(
 pub async fn me_handler(
     axum::extract::Extension(claims): axum::extract::Extension<super::jwt::Claims>,
 ) -> impl IntoResponse {
-    info!("👤 GET ME REQUEST from user: {}", claims.bank_user_id);  // ← ADD
+    info!("👤 GET ME REQUEST from user: {}", claims.bank_user_id);
     
     (
         StatusCode::OK,
diff --git a/src/auth/jwt.rs b/src/auth/jwt.rs
index e6e3c62..f8db94a 100644
--- a/src/auth/jwt.rs
+++ b/src/auth/jwt.rs
@@ -1,6 +1,4 @@
 // src/auth/jwt.rs
-// JWT token generation and validation
-// Token contains bank_user_id so backend knows which Multiberry user is calling
 
 use jsonwebtoken::{decode, encode, DecodingKey, EncodingKey, Header, Validation};
 use serde::{Deserialize, Serialize};
@@ -9,9 +7,9 @@ use std::env;
 
 #[derive(Debug, Serialize, Deserialize, Clone)]
 pub struct Claims {
-    pub sub: i32,               // Internal user_id from database
-    pub bank_user_id: String,   // e.g., "team275-6" - identifies which Multiberry user
-    pub exp: i64,               // Expiration timestamp
+    pub sub: i32,
+    pub bank_user_id: String,
+    pub exp: i64,
 }
 
 pub fn generate_token(user_id: i32, bank_user_id: &str) -> Result<String, jsonwebtoken::errors::Error> {
diff --git a/src/auth/middleware.rs b/src/auth/middleware.rs
index e87dfc8..2787762 100644
--- a/src/auth/middleware.rs
+++ b/src/auth/middleware.rs
@@ -1,5 +1,4 @@
 // src/auth/middleware.rs
-// Axum middleware to protect routes with JWT authentication
 
 use axum::{
     body::Body,
@@ -9,6 +8,7 @@ use axum::{
     response::Response,
     Json,
 };
+use tracing::{info, error};
 use serde_json::json;
 
 use super::jwt::validate_token;
@@ -31,6 +31,7 @@ pub async fn auth_middleware(
         StatusCode::UNAUTHORIZED,
         Json(json!({ "error": "Invalid or expired token" }))
     ))?;
+    info!("🔑auth_middleware token: {}", token);
 
     req.extensions_mut().insert(claims);
     
diff --git a/src/auth/password.rs b/src/auth/password.rs
index ba18a52..81e0797 100644
--- a/src/auth/password.rs
+++ b/src/auth/password.rs
@@ -1,5 +1,4 @@
 // src/auth/password.rs
-// Password hashing and verification using Argon2
 
 use argon2::{
     password_hash::{rand_core::OsRng, PasswordHash, PasswordHasher, PasswordVerifier, SaltString},
diff --git a/src/db/accounts.rs b/src/db/accounts.rs
index 5891856..e366d6e 100644
--- a/src/db/accounts.rs
+++ b/src/db/accounts.rs
@@ -6,8 +6,8 @@ use chrono::NaiveDate;
 pub async fn store_account(
     pool: &PgPool,
     account_id: &str,
-    user_id: &str,        // team275-6
-    bank_code: &str,      // vbank
+    user_id: &str,
+    bank_code: &str,
     status: &str,
     currency: &str,
     account_type: &str,
@@ -46,7 +46,7 @@ pub async fn get_accounts_for_user(
     pool: &PgPool,
     user_id: &str,
     bank_code: &str,
-) -> Result<Vec<(String, String)>, sqlx::Error> {  // Returns (account_id, nickname)
+) -> Result<Vec<(String, String)>, sqlx::Error> {
     sqlx::query!(
         r#"
         SELECT account_id, nickname
diff --git a/src/main.rs b/src/main.rs
index 8088ffd..b6880e3 100644
--- a/src/main.rs
+++ b/src/main.rs
@@ -8,7 +8,7 @@ mod api;
 mod auth;
 mod db;
 mod route;
-mod state;  // ← Already have this
+mod state;
 
 use state::AppState;
 
@@ -16,7 +16,6 @@ use state::AppState;
 async fn main() {
     dotenvy::dotenv().ok();
 
-    // Initialize tracing with detailed logging
     tracing_subscriber::fmt()
         .with_max_level(tracing::Level::DEBUG)
         .with_target(true)
@@ -27,15 +26,14 @@ async fn main() {
     tracing::info!("🚀 Starting Multiberry Backend Server");
 
     let app_state = AppState::new().await;
-    
-    // ✨ Add CORS layer
+
     let cors = CorsLayer::new()
         .allow_origin(Any)
         .allow_methods(Any)
         .allow_headers(Any);
     
     let app = route::router(app_state)
-        .layer(cors)  // ← Add CORS before TraceLayer
+        .layer(cors)
         .layer(
             TraceLayer::new_for_http()
                 .make_span_with(DefaultMakeSpan::new().level(Level::INFO))
diff --git a/src/route.rs b/src/route.rs
index 57f43c5..f51e7d1 100644
--- a/src/route.rs
+++ b/src/route.rs
@@ -12,35 +12,34 @@ use crate::{auth, state::AppState};
 pub mod handlers;
 
 pub fn router(app_state: AppState) -> Router {
-    // Public routes (no auth required)
+
     let public_routes = Router::new()
         .route("/api/health", get(handlers::health_handler))
         .route("/api/auth/register", post(auth::handlers::register_handler))
         .route("/api/auth/login", post(auth::handlers::login_handler));
     
-    // Protected routes (auth required) - user_id extracted from JWT in handlers
+
     let protected_routes = Router::new()
         .route("/api/auth/me", get(auth::handlers::me_handler))
-        .route("/api/consent/{bank}",  // ← Removed {user_id} - get from JWT!
+        .route("/api/consent/{bank}",
             post(handlers::create_consent_handler)
                 .get(handlers::get_consent_handler)
                 .delete(handlers::delete_consent_handler)
         )
-        .route("/api/accounts/{bank}",  // ← Removed {user_id} - get from JWT!
+        .route("/api/accounts/{bank}",
             get(handlers::get_accounts_handler)
         )
-        .route("/api/transactions/{bank}/{account_id}",  // ← Removed {user_id}
+        .route("/api/transactions/{bank}/{account_id}",
             get(handlers::get_transactions_handler)
         )
-        .route("/api/transactions",  // ← Get all transactions (user from JWT)
+        .route("/api/transactions",
             get(handlers::get_all_transactions_handler)
         )
         .route("/api/balances/{bank}/{account_id}", 
             get(handlers::get_balances_handler)
         )
-        .layer(middleware::from_fn(auth::auth_middleware));  // ← Your existing middleware
-    
-    // Merge both
+        .layer(middleware::from_fn(auth::auth_middleware));
+
     public_routes
         .merge(protected_routes)
         .with_state(app_state)
diff --git a/src/route/handlers.rs b/src/route/handlers.rs
index c7c3dea..722fcf9 100644
--- a/src/route/handlers.rs
+++ b/src/route/handlers.rs
@@ -1,5 +1,4 @@
 // src/route/handlers.rs
-// HTTP request handlers for the banking API
 
 use axum::{
     extract::{Path, Query, State},
@@ -50,21 +49,22 @@ struct ConsentCreatedResponse {
 
 pub async fn create_consent_handler(
     State(state): State<AppState>,
-    Path(bank_code): Path<String>,  // ← Only bank_code now
-    Extension(claims): Extension<Claims>,  // ← Get user_id from JWT!
+    Path(bank_code): Path<String>,
+    Extension(claims): Extension<Claims>,
 ) -> impl IntoResponse {
-    let user_id = &claims.bank_user_id;  // ← Extract from JWT
+    let user_id = &claims.bank_user_id;
     
     let bank = bank_code.parse::<Bank>()
         .map_err(|_| (StatusCode::BAD_REQUEST, Json(json!({
             "error": "Invalid bank code. Use: vbank, abank, or sbank"
         }))))?;
 
-    // Rest stays the same - just use `user_id` variable
+    info!("🤝 create_consent for user_id: {} bank: {}", user_id, bank.code());
+
     let client = state.banking_clients.get_client(bank);
     
     let consent_response = client
-        .request_consent(user_id)  // ← Use extracted user_id
+        .request_consent(user_id)
         .await
         .map_err(map_banking_error)?;
 
@@ -76,7 +76,7 @@ pub async fn create_consent_handler(
 
     db::consents::store_consent(
         &state.db_pool,
-        user_id,  // ← Use extracted user_id
+        user_id,
         bank.code(),
         &consent_response.consent_id,
         expires_at,
@@ -100,16 +100,18 @@ pub async fn create_consent_handler(
 
 pub async fn get_consent_handler(
     State(state): State<AppState>,
-    Path(bank_code): Path<String>,  // ← Only bank_code now
-    Extension(claims): Extension<Claims>,  // ← Get user_id from JWT!
+    Path(bank_code): Path<String>,
+    Extension(claims): Extension<Claims>,
 ) -> impl IntoResponse {
-    let user_id = &claims.bank_user_id;  // ← Extract from JWT
+    let user_id = &claims.bank_user_id;
     
     let bank = bank_code.parse::<Bank>()
         .map_err(|_| (StatusCode::BAD_REQUEST, Json(json!({
             "error": "Invalid bank code"
         }))))?;
 
+    info!("🤝 get_consent for user_id: {} bank: {}", user_id, bank.code());
+
     db::consents::get_valid_consent(&state.db_pool, user_id, bank.code())
         .await
         .map_err(|e| (
@@ -130,10 +132,10 @@ pub async fn get_consent_handler(
 
 pub async fn get_accounts_handler(
     State(state): State<AppState>,
-    Path(bank_code): Path<String>,  // ← Only bank_code now
-    Extension(claims): Extension<Claims>,  // ← Get user_id from JWT!
+    Path(bank_code): Path<String>,
+    Extension(claims): Extension<Claims>,
 ) -> Result<Json<serde_json::Value>, (StatusCode, Json<serde_json::Value>)> {
-    let user_id = &claims.bank_user_id;  // ← Extract from JWT
+    let user_id = &claims.bank_user_id;
     
     let bank = bank_code.parse::<Bank>()
         .map_err(|_| (StatusCode::BAD_REQUEST, Json(json!({ "error": "Invalid bank code" }))))?;
@@ -146,18 +148,20 @@ pub async fn get_accounts_handler(
             Json(json!({ "error": "No valid consent. Please request consent first." }))
         ))?;
 
+    info!("💳 get_accounts for user_id: {} bank: {}", user_id, bank.code());
+
     let client = state.banking_clients.get_client(bank);
     
     let accounts_response = client.get_accounts(user_id, &consent_id)
         .await
         .map_err(map_banking_error)?;
 
-    // ✨ Save accounts to database
+    // Save accounts to database
     for account in &accounts_response.data.account {
         let _ = db::accounts::store_account(
             &state.db_pool,
             &account.account_id,
-            user_id,  // ← Use extracted user_id
+            user_id,
             bank.code(),
             account.status.as_deref().unwrap_or("unknown"),
             &account.currency,
@@ -183,15 +187,17 @@ pub struct TransactionQuery {
 
 pub async fn get_transactions_handler(
     State(state): State<AppState>,
-    Path((bank_code, account_id)): Path<(String, String)>,  // ← Changed: no user_id
+    Path((bank_code, account_id)): Path<(String, String)>,
     Query(params): Query<TransactionQuery>,
-    Extension(claims): Extension<Claims>,  // ← Get user_id from JWT!
+    Extension(claims): Extension<Claims>,
 ) -> Result<Json<serde_json::Value>, (StatusCode, Json<serde_json::Value>)> {
-    let user_id = &claims.bank_user_id;  // ← Extract from JWT
+    let user_id = &claims.bank_user_id;
+
     
     let bank = bank_code.parse::<Bank>()
         .map_err(|_| (StatusCode::BAD_REQUEST, Json(json!({ "error": "Invalid bank code" }))))?;
 
+    info!("📊 get_transactions account_id: {} bank: {}", account_id, bank.code());
     let consent_id = db::consents::get_valid_consent(&state.db_pool, user_id, bank.code())
         .await
         .map_err(|e| (StatusCode::INTERNAL_SERVER_ERROR, Json(json!({ "error": e.to_string() }))))?
@@ -206,7 +212,7 @@ pub async fn get_transactions_handler(
         .await
         .map_err(map_banking_error)?;
 
-    // ✨ Save all transactions to cache
+    // Save all transactions to cache
     for tx in &transactions_response.data.transaction {
         let _ = db::transactions::store_transaction(
             &state.db_pool,
@@ -230,15 +236,14 @@ pub async fn get_transactions_handler(
 pub async fn get_all_transactions_handler(
     State(state): State<AppState>,
     Query(params): Query<TransactionQuery>,
-    Extension(claims): Extension<Claims>,  // ← Add this
+    Extension(claims): Extension<Claims>,
 ) -> Result<Json<serde_json::Value>, (StatusCode, Json<serde_json::Value>)> {
     let bank_user_id = &claims.bank_user_id;
     let page = params.page.unwrap_or(1);
-    let limit = params.limit.unwrap_or(20);  // Default: 20 на странице для ленты
+    let limit = params.limit.unwrap_or(20);
     
-    info!("📊 Fetching ALL transactions page {} (limit {})", page, limit);
+    info!("📊 get_all_transactions page {} (limit {})", page, limit);
     
-    // Validate
     if limit > 100 {
         return Err((
             StatusCode::BAD_REQUEST,
@@ -248,7 +253,6 @@ pub async fn get_all_transactions_handler(
     
     let offset = (page - 1) * limit;
 
-    // Get total count
     let total_count: i64 = sqlx::query_scalar(
         "SELECT COUNT(*) FROM transactions WHERE account_id IN (
             SELECT account_id FROM accounts WHERE user_id = $1
@@ -259,7 +263,6 @@ pub async fn get_all_transactions_handler(
     .await
     .map_err(|e| (StatusCode::INTERNAL_SERVER_ERROR, Json(json!({ "error": e.to_string() }))))?;
 
-    // Get paginated transactions
     let transactions = sqlx::query!(
         r#"
         SELECT 
@@ -316,27 +319,27 @@ pub async fn get_all_transactions_handler(
 
 pub async fn delete_consent_handler(
     State(state): State<AppState>,
-    Path(bank_code): Path<String>,  // ← Only bank_code now
-    Extension(claims): Extension<Claims>,  // ← Get user_id from JWT!
+    Path(bank_code): Path<String>,
+    Extension(claims): Extension<Claims>,
 ) -> impl IntoResponse {
-    let user_id = &claims.bank_user_id;  // ← Extract from JWT
+    let user_id = &claims.bank_user_id;
     
     let bank = bank_code.parse::<Bank>()
         .map_err(|_| (StatusCode::BAD_REQUEST, Json(json!({ "error": "Invalid bank code" }))))?;
 
+    info!("🗑 delete_consent for user_id: {} bank: {}", user_id, bank.code());
+
     let consent_id = db::consents::get_valid_consent(&state.db_pool, user_id, bank.code())
         .await
         .map_err(|e| (StatusCode::INTERNAL_SERVER_ERROR, Json(json!({ "error": e.to_string() }))))?
         .ok_or_else(|| (StatusCode::NOT_FOUND, Json(json!({ "error": "Consent not found" }))))?;
 
     let client = state.banking_clients.get_client(bank);
-    
-    // Delete from bank first
+
     client.delete_consent(&consent_id)
         .await
         .map_err(map_banking_error)?;
 
-    // Then delete from our DB
     db::consents::delete_consent(&state.db_pool, &consent_id)
         .await
         .map_err(|e| (StatusCode::INTERNAL_SERVER_ERROR, Json(json!({ "error": e.to_string() }))))?;
@@ -346,13 +349,13 @@ pub async fn delete_consent_handler(
 
 pub async fn get_balances_handler(
     State(state): State<AppState>,
-    Path((bank_code, account_id)): Path<(String, String)>,  // ← account_id, not user_id!
+    Path((bank_code, account_id)): Path<(String, String)>,
 ) -> Result<Json<serde_json::Value>, (StatusCode, Json<serde_json::Value>)> {
     let bank = bank_code.parse::<Bank>()
         .map_err(|_| (StatusCode::BAD_REQUEST, Json(json!({ "error": "Invalid bank code" }))))?;
 
-    // We need to get consent from the account's user
-    // For now, just get the first valid consent for this bank
+    info!("💰 get_balances account_id: {} bank: {}", account_id, bank.code());
+
     let consent_id = db::consents::get_first_valid_consent(&state.db_pool, bank.code())
         .await
         .map_err(|e| (StatusCode::INTERNAL_SERVER_ERROR, Json(json!({ "error": e.to_string() }))))?
@@ -360,11 +363,8 @@ pub async fn get_balances_handler(
 
     let client = state.banking_clients.get_client(bank);
     
-    info!("📊 Fetching balances for account: {} from bank: {}", account_id, bank.code());
-    
     let response = client.get_balances(&account_id, &consent_id).await.map_err(map_banking_error)?;
 
-    // ✨ Cache balances
     for balance in &response.data.balance {
         let _ = db::balances::store_balance(
             &state.db_pool,
diff --git a/src/state.rs b/src/state.rs
index 4871cf4..d048072 100644
--- a/src/state.rs
+++ b/src/state.rs
@@ -5,12 +5,12 @@ use crate::api::BankingClients;
 use sqlx::PgPool;
 use std::env;
 
-/// Global application state, accessible in all handlers
+
 #[derive(Clone)]
 pub struct AppState {
     pub db_pool: PgPool,
     pub banking_clients: BankingClients,
-    pub bank_team_id: String,  // e.g., "team275" from VBANK_CLIENT_ID env var
+    pub bank_team_id: String,
 }
 
 impl AppState {